What is Nester?
Nester is a decentralized, crypto-first savings and yield investment protocol built on Stellar/Soroban. It automates crypto savings by diversifying vault deposits across multiple yield sources, with a live portfolio view and on-chain auto-invest.
A decentralized protocol that optimizes user deposits through diversified yield strategies — giving everyday savers institutional-grade returns without ever giving up custody of their funds.
The Problem
Most people who hold stablecoins face a frustrating dilemma:
- Leave USDC/USDT idle in a wallet earning 0%
- Navigate the bewildering maze of DeFi protocols — learning about smart contracts, managing gas fees, tracking APYs across dozens of platforms
- Manually rebalancing between protocols is tedious, error-prone, and easy to abandon
For 99% of people, this complexity means their money sits idle, losing value to inflation.
The Solution
Nester rests on three integrated pillars:
| Pillar | Purpose | Status |
|---|---|---|
| Smart Vaults | Tiered, vault-based yield on stablecoins: Conservative (6–8% APY), Balanced (8–12%), Growth (12–18%) | v1 |
| Live Portfolio | Positions, P&L, and performance tracking in real time | v1 |
| Auto-Invest | On-chain recurring deposit mandates that execute automatically | v1 |
Non-Custodial by Design
Nester never takes custody of user funds. Deposits sit in Soroban smart contracts, and users connect with their own Stellar wallets — Freighter, LOBSTR, or xBull. Withdrawals go straight back to the user's wallet at any time.
Roadmap
| Version | Scope |
|---|---|
| v1 | Smart Vaults, live portfolio, auto-invest mandates |
| v2 | In-app swaps and recurring buys |
| v3 | Fiat onramp widget, MPC embedded wallets, curated baskets |
Tech Stack
Blockchain: Stellar / Soroban (Rust smart contracts)
Backend: Go + Chi router + PostgreSQL (Supabase)
Frontend: Next.js 16 + Tailwind v4 + StellarWalletsKit
Mobile: React Native (future)